how do insurance companies know if you use tobacco Life for Cigar Smokers Why occasional and social smokers
Why occasional and social smokers may not escape higher insurance premiums IIf you start smoking after purchasing an insurance policy, your existing coverage will generally remain valid, and your claims wont be automatically rejected. However, insurance companies expect The Life Insurance Industry's Long, Strange Silence about Smoking and Cancer The Center for the Study of Tobacco and Society How Do Insurance Companies Know If You're a Smoker? They don't just rely on what you say. They can check medical tests, records, past applications, and even investigate during a claim. Important
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